Clients in their mid-life often find themselves wondering if they can fund all of their future goals, including eventual retirement, without running out of money.  We utilize a comprehensive software program called Money Guide Pro that evaluates a client's unique situation to determine their probability of success.

We do this by discussing and evaluating:

• goals which are divided into needs, wants and wishes
• what is important to you and why
• life expectancy along with both current and future health care needs
• resources you have to fund your goals including retirement income, investments, stock options, rental properties, etc. 
• current and planned expenses and whether or not you have liabilities 
• how much risk you are willing to take

After entering all of this information into the program, the Confidence Meter will then calculate the probability of success.  It will also make recommendations to help move you into the Confidence Zone by making changes to your plan such as how much you save or when to retire.  In addition, it tests for risks outside your control like inflation, social security cuts, unexpected health care needs, etc. 

Of course, your plan isn't static and will change over time.  We will periodically review and make improvements to account for changes and adjustments that will inevitably occur.

 The projections or other information generated by analysis tools regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.