E-bikes are everywhere these days—and not just for fun. Kids and adults are using them to get to school, work, sports practices, and to run errands.
If you already have one (or are thinking about buying one), have you thought about insurance? What happens if there’s an accident? Honestly, I cringe a little every time I see a kid flying down the street popping a wheelie—I can’t help but imagine what could happen if they lost control.
We don’t usually think about insuring a regular bike, but e-bikes are a different story. Since they’re motorized, you can actually get a motorcycle insurance policy for them. It can cover things like liability, uninsured motorists, and even damage to the bike itself.
It’s not super cheap, but it may give you some peace of mind. It might be worth checking in with your auto insurance broker to see what options are out there.